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Multipurpose Primary Agriculture Credit Society (MPACS) chu eng nge?
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Cooperative Society hi kan hmelhriatna a rei tawh hle a, mahse keini chhuah ho zingah hian a lar ta vak lo a, rawn tharthawh leh a ni chho a. Chutih laiin hriatna thûk tak kan nei lo chungin kan hmuh leh chhiar phaka information awm ang angte han dahkhawm tum chhin teh ang. Tunah bik hi chuan India Sawrkar Laipui pawhin a ngaihpawimawh em em, Multipurpose Primary Agriculture Credit Society (MPACS) chungchang bik thlir kan tum dawn a ni. MPACS awmzia leh a hlâwkna tlangpuite heti hian ka han hrilhfiah ang e:
MPACS Awmzia Chu Eng Nge?
Primary Agriculture Credit Society (PACS) hi India rama Cooperative Credit system-a a bulṭhut ber a ni a. Tunhma chuan thlai tharna'n leh loneihna'na "sum pûkna" (credit) chauh a ni ṭhin. Mahse, "Multipurpose" (MPACS) a nih tawh chuan, khawtlang tan "Engkim-Dawr" ang a ni tawh a. Hetiang hian a thawk thei a ni:- Bank ang: Member-te hnênah pawisa fai pûk tur (cash loan) tlawm takin a pe thei.
- Sumdawnna: Buh chi, leiṭha (fertilizer), leh ni tin mamawh dangte a zuar thei.
- Mipui rawngbawlna: Khawl lian (tractor/machinery) hawh theihna te, thlai dah ṭhatna (godown) te, leh sawrkar hmalâkna hrang hrang (CSC, ladt.) te a kalpui thei.
MPACS Hlawkna: Multipurpose Cooperative Society pangngai laka a ṭanhmun ṭhatna
MPACS din tura sawrkar hmalak chiamna chhan ber chu sawrkar aṭanga ṭanpuina (subsidy) leh hamṭhatna a tam bik vang a ni:
- Puk tur sum tlawm (Cheap Credit): Cooperative Society pangngai chuan member-te hnên aṭanga pawisa lûtkhâwm chauh an nei tlangpui a. MPACS erawh chu District Central Cooperative Bank (DCCB) leh NABARD nen an inthlunzawm a, sawrkar aṭangin sum tlawm takin an pûk (refinance) thei a, chu chu member-te hnênah interest tlawm takin an pe chhuak chhawng leh thei a ni.
- Sawrkar Ṭanpuina (Government Subsidies): Tunah hian India sawrkar chuan PACS zawng zawngte hi computerize vek a tum a. MPACS in nih chuan:
- Computer Grant: Computer leh software-te a thlawna dawn theihna a awm.
- Hmunhma (Infrastructure): Thlai dahṭhatna (Godown) emaw, dah vawhna (Cold storage) sakna'n sorkar atangin ṭanpuina (subsidy) a tam bik hle.
- Sumdawnna Kawng Inhawng zau (25-in-1 Rule): Sorkar dan thar (Model Bylaws) hnuaiah, MPACS chuan hna hrang hrang 25 aia tam a thawk thei a, hengte hi a huam tel thei:
- Petrol Pump emaw LPG Gas Agency lak.
- Common Service Center (CSC) kalpuia internet-a sawrkar lehkha pawimawh siamsak.
- Tui thianghlim semchhuah leh Ration dawr siam.
- Chhiah Tlawmna (Income Tax Benefits): Mizote tan chuan hei hi ṭangkai lutuk lo mah se, han tarlang ve reng reng i la. Income Tax Act Section 80P hnuaiah, loneitute leh member-te tana hna thawktu MPACS-te chu an hlâwkna (profit) aṭanga chhiah (tax) chawi turah ngaihhnathiamna (deduction) nasa tak an nei a, hei hi Multipurpose Society pangngai aiin a ṭha zâwk fo.
A Khaikhawmna
Multipurpose society pangngai aia MPACS zâwk din hi member leh khawtlang tan a hlawk hle a, in khawtlang tan "Bank" in ni thei a, "Dawr" in ni thei a, "Sorkar Ṭhian" in ni bawk dawn a ni.
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